Homeowners Insurance

Ovation Home Insurance Exchange

Where your voice and integrity matter

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Protecting what matters most

Welcome to a New Era in Homeowners Insurance

As an Ovation member, you come first. Ovation is a member-owned exchange whose daily operations, including claims, are managed by a team of seasoned professionals. Explore Ovation’s most popular innovative insurance solutions. We offer a multitude of ways to protect your home and everything in it.

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Redefining Insurance for Florida Homeowners

We’re redefining how insurance coverage is purchased in Florida. A homeowners policy from Ovation Home Insurance Exchange provides you with the flexibility to select the coverage you need and the comfort of knowing your policy is managed by industry experts.

Benefits you can count on

REsults

What this means to our members

As an Ovation member, you have a vested interest in the company that insures you. You can relax knowing you are insured by a company managed by proven industry leaders. At Ovation, membership means you and your home are the star of our show.

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Strength in numbers

  • 2,000+ agents throughout the state

  • 30 days average time to close a claim

  • 90% of calls are answered within the first minute

  • Monthly email communications to keep our members and agents informed

  • Managed by industry leaders with over 250 years of combined insurance experience

We're here to assist you

Find an Agent

Connect with a Reliable Agent

Insurance is complicated. Ovation Home Insurance Exchange has engaged thousands of trusted agents located throughout Florida.

Submit a claim

Claim Submission Made Simple

We hope you will never experience a loss, however, if you do, we make it easy for you to file a claim. Our straightforward claim submission process ensures getting your home camera ready again remains our top priority.